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Changing your health insurance is something that should be considered seriously. gimgoi.com is just not going to cover the level of treatment you need, and if you have any pre-existing medical conditions, this could put your life in danger. The last thing that you want is to end up with a bill from a doctor's office for treatment that you did not receive because your insurer won't cover it. Fortunately, there are times when you can change your insurance and not have to pay any out-of-pocket expenses. One of the first things to do when changing your health insurance coverage is to check with your current company. It is always best to get a second opinion, but if you still aren't happy, then you will have to file an application to switch your insurance. If you find that your existing coverage has too many exclusions, then you might be able to find an insurance plan that will fit your needs. There are a number of different options that are available to you, and once you start looking at them you will find that many of them are going to fall into place for you. You can either choose to remain with your current insurance company or get a new one, or both. If you don't want to go through with switching to a new insurance company, there are some ways that you can get your current plan changed. For example, your current provider may be willing to work with you to make sure that you are getting the best rate possible, so that you don't end up paying more than you need to for treatment. This is important because it makes it easier on you to keep your coverage, since you aren't spending more money. Even if it is a bit higher than you originally had, you are at least covered in the event that something does happen. You may also be able to get your current plan changed by calling your insurance company directly. Although you may not get much support from them, they may be willing to help with the process, since they stand to lose a lot of money if you end up canceling your policy. Many people will get into trouble by leaving their insurance policies without renewal notice, and they don't realize that you can do something about it. One of the last choices that you have is going to have to make is to go online and see what is out there. There are a number of sites out there that you can look at and see what is available to you. Before you decide, make sure that the site is legitimate, so that you aren't going to sign up with a site that ends up charging you for nothing. You may be able to get your current plan modified, but this depends on how bad the problem that you are having is. If the amount of coverage is low, you may be able to get them changed to include prescription drug coverage. Some insurance companies even offer a free trial period to get you to know what you are paying for before you start looking around for other options. If the deductible is too high, however, you may have to file for bankruptcy in order to get the change. When you are getting ready to change your insurance, it is a good idea to consider all your options. Even if gimgoi.com can't get the deductible increased, you will have to think about it and see what the alternative may be.